MONEY 2017

BEST WAYS TO INVEST MONEY

AS WE ALL KNOW WE NEED MONEY TO FULFIL OUR NEEDS 'SO WHY NOT INCREASE IT PEOPLE ? 

HERE ARE SOME BEST WAYS YOU CAN INCREASE IT

Become a shareholder of a joint stock company

A joint-stock company is a business where different stocks can be bought and owned by shareholders. Each shareholder owns company stock in proportion, evidenced by his shares (certificates of ownership). This allows for the unequal ownership of a business with some shareholders owning a bigger proportion of a company than others do. Shareholders are able to transfer their shares to others without any effects to the continued existence of the company.

In modern day corporate law, the existence of a joint-stock company is often synonymous with incorporation (i.e. possession of legal personality separate from shareholders) and limited liability (meaning that the shareholders are only liable for the company's debts to the value of the money they invested in the company).".

OPENING A FIXED DEPOSIT ACCOUNT

  A fixed deposit account is an investment account and a type of savings account in which money is deposited for a stated period of time and a fixed interest rate is paid at the end of that period.

It is a safer investment option when compared to other investment types such as shares or the money market. Opening a fixed deposit account is both quick and easy and all you have to do is to deposit money into the account for a given period of time, for it to earn interest for you.

BUY A HOUSE OR PROPERTY 

buy a house or a property and rent it to someone this way people can get some money on monthly basis and if property rates increases your asset increases 

• buying property direct. You purchase a piece of property, either to produce rent income, capital appreciation upon eventual sale, or to rehabilitate and flip for a quick profit.
• Real estate limited partnerships. This is where you invest money in a real estate partnership that typically invests in commercial property, such as a shopping center, office complex or apartment building. You are a limited partner, so you can lose no more than the amount of money invested. There are typically tax advantages to this type of investment, primarily concerning depreciation.
• Real estate investment trusts. These are something like real estate mutual funds that invest in real estate or real estate mortgages. You buy shares in the REIT, then collect income through dividends and/or capital appreciation. There are also significant tax advantages to REITs. It can be a perfect investment if you don't want to get your hands dirty and want to limit your risk.

Peer-to-Peer Lending

I'm listing this one first, because it's one of my all-time favorite alternative investments. And not only that, but it's a type of investment that benefits both the investor and the borrower.

Peer-to-peer lending takes the middleman –- aka the banker –- out of the lending equation. Generally, that means a higher rate of return to you as the investor and a lower rate and fees to the borrower. It just strikes me that this type of arrangement makes repayment of the loan more likely, since it is less expensive for the borrower.

One of the great things about peer-to-peer lending is that it provides diversification of the loan portfolio that you're invested in. If you invest $10,000 through Lending Club (LC), the loans may be spread out over dozens -- or even hundreds -- of individual loans. With that type of diversification, should one or two of the loans go sour, your portfolio won't get clobbered. And the interest rate you're receiving is high enough to compensate for the risk of loss.

Becoming a Silent Partner in a Small Business

Starting your own business from scratch is a risky venture, maybe even too risky be considered an investment. But you can make a bona fide investment in an existing business. This is possible because small business owners often find it very difficult to get bank financing to start or expand the business.

As a small investor, you can provide the investment capital that will enable an existing and successful business to expand. Rather than simply making a loan to the business, you can come in as a silent owner, which will entitle you to percentage ownership of both the business and its income stream.
Best of all, your equity stake in the business can payoff handsomely if and when the business is ever sold. Small businesses that become large businesses represent some of the very best capital appreciation opportunities available.

PAY DOWN DEBT

 The return that you will earn on paying off debt will not have income tax consequences. Therefore, paying off debt can produce superior returns to most other investments. And that return is guaranteed and completely risk-free. If you have debt, this should be your first "alternative investment."